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Can 3 Demerit Points Increase My Car Insurance?

Can 3 Demerit Points Increase My Car Insurance?
Volodymyr Menok Volodymyr Menok President – Licenced Paralegal
  • Licenced Paralegal in good standing with the Law Society Of Ontario
  • Graduated with high honours from Sheridan College
  • Speaks Ukrainian, Russian and Polish
  • Joined TPS in 2014

Do 3 Demerit Points Affect Car Insurance?

Have a ticket with 3 demerit points and are worried your car insurance will go up? In fact, it’s not only the number of demerit points that counts, but also the offence and your driving record, including the number of points you have collected. Do demerit points affect insurance? How long will it take for the ticket to show up on your record? Should you fight the ticket? Here are the popular questions to answer.

No. Three demerit points do not increase the insurance premium. Why? Instead of examining your record for any demerits, the insurance company carefully analyzes the violation that led to these fines and your previous driving record. This combination, your driving record and the types of violations, helps the company decide whether to increase your insurance cost or not.

What Are Demerit Points in Ontario?

Before we look closer at do demerit points affect insurance in Ontario, let’s first explain what the demerit point system actually is.

The Highway Traffic Act explains how the demerit point system works. When a driver is convicted of a traffic offence, they get points for it. Worse offences mean more points. A driver can get anywhere from 2 to 7 points, depending on what they did.

 

How the Demerit Point System Works

When the court finds a driver guilty, or the driver pays a ticket without fighting it, the offence appears in the driver’s record. But getting demerits doesn’t mean you automatically lose your driver’s license. The system just tracks driving offences and records them.

Every mistake on the road has its own points. Drive 16-29 km/h too fast, go through a red light, or don’t let another car go first when you should, and receive 3 points. Drive 30-49 km/h too fast or stay too close to the car in front, and that’s 4 points. Unsafe driving is 6 points. Running away after a crash gives the highest amount – 7 points.

What Happens When You Accumulate Too Many Demerit Points

Drivers think that if they get penalty points, their insurance will become more expensive. But in fact, the insurance company is not interested in your points. This is the job of the Department of Transportation. They keep track of your points, check your driving record, and will surely contact you if you get too many.

You can see the points on your driving record for two years. If you get another ticket during that time, the new points are added to the old ones. During these 2 years, all the points add up and can lead to more serious problems if you collect too many.

An individual with an excess of points may encounter:

  • A warning letter
  • A dialogue with the Ministry of Transportation
  • A licence suspension
  • They must also demonstrate their ability to drive safely

Losing your licence can cause trouble with both your insurance and your driving. Companies may see you as a riskier driver after serious violations.

Next, we’ll look at how demerit points affect insurance and what companies think about when setting prices.

Do Insurance Companies Consider Demerit Points?

So, will 3 demerit points affect insurance Ontario? Your insurance rate will remain unaffected by three points alone. Insurance providers consider the reason for receiving these points and any other driving tickets or issues on your driving record. They want to understand your driving history, not just count your demerits.

2 drivers receive the 3 demerit points, but their coverage rates differ. A driver is given three points for speeding, while another is charged with running a red light. With every driving problem, the insurer is given a different set of information about the driver.

  • Speeding Offences. Driving above the speed limit of 16-29 km/h can result in receiving a minimum penalty of 3 points. Insurance companies view speeding as a sign of disregard for speed limits.
  • Failing to Yield. A driver will be penalized for not giving the right of way to another vehicle or pedestrian. A serious driving mistake? Sure, it is. This scenario demonstrates a driver’s inability to react appropriately when other drivers require their assistance.
  • Red Light Violations. Running a red light is a serious driving mistake. Insurance companies look at this type of ticket because it demonstrates unsafe driving.
  • Other 3-Point Offences. Other traffic violations also give drivers 3 demerits. Each situation is different, so companies look at the reason behind the ticket and the driver’s history, not only the number of points.

3 demerit points in Ontario

Can a 3-Point Ticket Increase Your Insurance Premium?

Fines affect drivers differently. If you have a clean driving record, your insurance premium won’t be affected by the new fine. But the situation changes if you have had multiple violations. Then, getting even a small fine can increase your insurance premium.

Any insurance company will evaluate the factors they consider:

  • How many violations you have.
  • How serious each violation is.
  • How dangerous you are as a driver.

Putting ourselves in the insurance company’s shoes, we can now calculate how much does insurance increase with 3 points.

First minor violation

You received your first violation after several years. It’s unpleasant, but it happens. What happens next? Most likely, it will not affect your insurance at all. Most companies do not increase premiums because of a single violation.

However, the fine will remain on your driving record. And if you receive another violation later, the insurance company will consider both violations together, how often they happened, and how serious they are.

Multiple Convictions on Your Record

The situation changes when you receive more traffic violations. Getting two or three tickets in a short period can result in higher insurance premiums. An insurance company realizes that you’ve made not just one mistake. It happens again and again.

High-Risk Drivers

When a company considers you a high-risk driver, the biggest problem starts. When you have multiple tickets, cause a car crash, or lose your driver’s license due to traffic violations, this is usually the scenario.

In this situation, even 3 points increase insurance prices. It may also make it harder to find a new insurance provider.

Situation Possible impact on insurance
First minor conviction Often, little or no change
2–3 minor convictions The insurance premium may increase
High-risk driver High chance of a much higher insurance premium

How Long Will a 3-Point Offence Affect Insurance?

Say you get a ticket with 3 demerit points. A lot of drivers want to know one thing: how much does 3 penalty points affect insurance? They also want to know how long these points stay on their record.

Demerit points stay on your record for two years. The two years start from the date of the ticket. After that, the points don’t count anymore.

But a conviction is not the same as demerits. Insurers look at the conviction, not the points themselves. Most companies check your driving history for the last three years, or even longer.

So even when your demerit points are gone, the conviction can still affect your insurance. How long it affects you depends on your insurance company’s rules.

Why Fighting a Ticket May Help Protect Your Insurance Rates

It’s common for drivers to pay a ticket immediately, as the easiest option. When you pay, the conviction will be recorded on your driving history, indicating that you have accepted the charge. In case you believe the ticket was unfair, seek advice from a licensed paralegal before paying. Better prospects today often lead to a decrease in insurance concerns in the future.

How to Avoid Higher Insurance Premiums After a Traffic Ticket

A traffic ticket does not always mean your insurance will cost more. Here are a few simple steps:

  • Don’t ignore the ticket. Read it and answer before the deadline.
  • Check your driving record. See how many convictions you already have.
  • Don’t pay the ticket right away. Paying it means you agree with the charge.
  • Talk to a licensed paralegal. Ask if you have another choice.
  • Avoid more tickets. Every new conviction adds to your driving record.
  • Drive safely every day. A clean driving record usually means lower insurance rates.

Safe driving helps you avoid tickets and keep a good driving record. Either way, talk to a licensed paralegal before you pay your ticket.

Conclusion

So, do 3 demerit points affect your insurance? The verdict depends on your driving record, type of ticket, and how your insurance company reviews your history. Avoid paying your ticket quickly. For those seeking to fight a ticket or reduce the charge, Traffic Paralegal Services is here to help. Call us today! We will help you understand your situation.

FAQ

Not always. It depends on the ticket and your driving record.

Drivers receive between 2 and 7 demerit points for one offence. And you will have bigger problems if you get to the limit.

They usually care more about the conviction than the demerits.

Insurance companies check your driving record for about three years.

Of course, if you think the ticket is wrong or you want to avoid a conviction.

There is no set answer. Every insurer has its rules, and your driving record also makes a difference.

By Volodymyr Menok February 5th, 2025 Blog 0 Comments

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Full list of Traffic Offenses
Act Section Description - Long Text English Demerit points
CAIA 2(1) A  OWNER - OPERATE MOTOR VEHICLE-NO INSURANCE 0
CAIA 2(1) B PERMIT - OPERATION -VEHICLE WITHOUT INSURANCE 0
CAIA 2(3) FALSE STATEMENT RE INSURANCE 0
CAIA 2(3) A PRODUCE FALSE EVIDENCE 0
CAIA 2(3) B PRODUCE FALSE EVIDENCE 0
CAIA 2(6) FAIL OR REFUSE TO SURRENDER LICENCE 0
CAIA 3(1) FAIL TO HAVE INSURANCE CARD 0
CAIA 3(1) A FAIL TO CARRY INSURANCE CARD 0
CAIA 3(1) B FAIL TO CARRY EVIDENCE OF INSURANCE 0
CAIA 3(3) FAILED TO PRODUCE EVIDENCE OF INSURANCE 0
CAIA 3(4) PRODUCED FALSE INSURANCE 0
CAIA 4(1) FAIL TO DISCLOSE PARTICULARS 0
CAIA 13(2) MAKE FALSE STATEMENT 0
CAIA 13.1(1) A HAVE FALSE/INVALID INSURANCE CARD 0
CAIA 13.1(1) B USE FALSE/INVALID INSURANCE CARD 0
HTA 10 (1) PERMIT/DRIVE VEHICLE-NO IDENTIFICATION NUMBER 0
HTA 10 (2) A PERMIT/DRAW TRAILER-NO IDENTIFICATION NUMBER 0
HTA 10 (2) B PERMIT/DRAW CONVERSION UNIT-NO IDENTIFICATION NUMBER 0
HTA 10 (2) C PERMIT/DRAW CONVERTER DOLLY-NO IDENTIFICATION NUMBER 0
HTA 11(1) FAIL TO COMPLETE TRANSFER OF VEHICLE REGISTRATION 0
HTA 11(1) A PRIOR OWNER FAIL TO REMOVE PLATES 0
HTA 11(1) B FAIL TO GIVE VEH PERMIT TO NEW OWNER 0
HTA 11(1) C FAIL GIVE VEHICLE PORTION OF PERMIT-NEW OWNER/LESSOR 0
HTA 11(1) C I FAIL GIVE VEHICLE PORTION OF PERMIT - NEW OWNER 0
HTA 11(1) CII FAIL GIVE VEHICLE PORTION OF PERMIT - LESSOR 0
HTA 11(2) NEW OWNER FAIL TO APPLY FOR PERMIT 0
HTA 12(1) A ALTER/DEFACE PLATE/VALIDATION 0
HTA 12(1) B ALLOW/USE ALTERED/DEFACED PLATE/VALIDATION 0
HTA 12(1) C PLATES UNLAWFULLY REMOVED 0
HTA 12(1) D PERMIT USE OF PLATE NOT AUTHORIZED FOR VEHICLE 0
HTA 12(1) E PERMIT USE OF VALTAG NOT AUTHORIZED 0
HTA 12(1) F USE OF PL/VAL NOT IN ACCORDANCE WITH ACT 0
HTA 12(2) FAIL TO RETURN NUMBER PLATE TO MINISTRY 0
HTA 13(1) EXPOSE OTHER NUMBER NEAR NUMBER PLATE 0
HTA 13(2) NUMBERS ON PLATE NOT PLAINLY VISIBLE 0
HTA 16(2) DRIVE/OPERATE CMV - NO VALID CVOR 0
HTA 16(3) FAIL TO CARRY FLEET LIMITATION CERTIFICATE 0
HTA 16(3) A FAIL TO CARRY CVOR CERTIFICATE 0
HTA 16(3) B FAIL TO CARRY LEASE 0
HTA 16(4) FAIL TO SURRENDER DOCUMENTS 0
HTA 17(6) HOLDING MORE THAN ONE CVOR CERTIFICATE 0
HTA 18 FAIL TO NOTIFY CHANGE OF ADDRESS - CORP. OFFICER 0
HTA 20 (1) FAIL TO RETAIN COPY OF LEASE 0
HTA 21(4) USE FICTITIOUS/ALTERED/FRAUDLENT CVOR CERTIFICATE 0
HTA 23(1) OPERATE COMMERCIAL MOTOR VEHICLE-IMPROPER INSURANCE 0
HTA 23(3) FAIL TO CARRY/SURRENDER PROOF OF INSURANCE 0
HTA 27(1) A POSSES ALTERED DISABLED PERSON PARKING PERMIT 0
HTA 27(1) B IMPROPER DISPLAY OF DISABLED PERSON PARKING PERMIT 0
HTA 27(1) C FAIL/REFUSE SURRENDER OF DISABLED PARKING PERMIT 0
HTA 27(1) D USE DISABLED PERSON PARKING PERMIT ON CROWN LAND 0
HTA 32(1) NO DRIVERS LICENCE OR IMPROPER CLASS OF LICENCE 0
HTA 32(3) NO AIR BRAKE ENDORSEMENT ON DRIVERS LICENCE 0
HTA 32 (9) DRIVING IN BREACH OF CONDITION PROHIBITED 0
HTA 32(1)0 PERMIT UNLICENCED DRIVER 0
HTA 32(1)1 PERMIT PERSON DRIVE VEH W/AIR BRAKES-NO ENDORSEMENTS 0
HTA 32(1)1(1) PERMIT NOVICE DRIVE IN CONTRAVENTION OF COND/REST 0
HTA 33 FAIL TO PRODUCE DRIVERS LICENCE 0
HTA 33(1) FAIL TO PRODUCE DRIVERS LICENCE 0
HTA 33(2) ACCOMPANYING DRIVER FAIL TO SURRENDER LIC 0
HTA 33(3) DRIVER/ACCOMP DRIVER FAIL TO IDENTIFY 0
HTA 35 A POSSES. CANCELLED/SUSPENDED DRIVER'S LICENCE 0
HTA 35(1) A POSSES. CANCELLED/SUSPENDED DRIVER'S LICENCE 0
HTA 35(1) B POSSES. CANCELLED/SUSPENDED DRIVER'S LICENCE 0
HTA 35(1) C LEND DRIVER'S LICENCE 0
HTA 35(1) D USE OTHER PERSON'S DRIVER'S LICENCE 0
HTA 35(1) E HOLD MORE THAN ONE DRIVERS LICENCE 0
HTA 35(1) F FAIL TO SURRENDER SUSPEND/CANCEL LIC. 0
HTA 36 DRIVE-SUSPENDED IN ONTARIO-LICENSED OUT OF PROVINCE 0
HTA 37(1) DRIVING UNDER AGE(1)6 0
HTA 37(2) EMPLOY/PERMIT DRIVING UNDER AGE(1)6 0
HTA 39(1) LET UNLICENSED DRIVER HIRE VEHICLE 0
HTA 39(3) FAIL PRODUCE LICENCE WHEN HIRING VEHICLE 0
HTA 47(1) DRIVING WHILE PROHIBITED 0
HTA 47(5) UNLAWFUL POSSESSION OF PERMIT 0
HTA 47(6) UNLAWFUL POSSESSION OF LICENCE 0
HTA 47 (7) UNLAWFUL POSSESSION OF CVOR CERTIFICATE 0
HTA 47 (8) A FAIL TO CARRY FLEET LIMITATION CERTIFICATE 0
HTA 47 (8) B OPERATE CMV WITHOUT VALID PERMIT/CVOR CERTIFICATE 0
HTA 47(5)B UNLAWFUL POSSESSION OF VEHICLE PERMIT 0
HTA 51 DRIVE A SUSPENDED VEHICLE 0
HTA 53 DRIVING WHILE LICENCE IS SUSPENDED - H.T.A. 0
HTA 53(1) DRIVING WHILE LICENCE IS SUSPENDED - H.T.A. 0
HTA 53.1.1 DRIVING WHILE SUSPENDED - HTA(5)3(1.1) 0
HTA 53.1.1 A DRIVING WHILE SUSPENDED - HTA(5)3(1.1) 0
HTA 53.1.1 B DRIVING WHILE SUSPENDED - HTA(5)3(1.1) 0
HTA 62(1) IMPROPER/INSUFFICIENT DRIVING LAMPS 0
HTA 62(6) IMPROPER HEAD/DRIVING LAMPS 0
HTA 62 (7) COVERING OR COATING OF LAMPS 0
HTA 62 (9) IMPROPER INTENSITY OF DRIVING LAMPS 0
HTA 62.10 IMPROPER CLEARANCE LIGHTS 0
HTA 62.10 A IMPROPER CLEARANCE LIGHTS-COMMERCIAL VEHICLE 0
HTA 62.10 B IMPROPER CLEARANCE LIGHTS-TRUCK TRACTOR 0
HTA 62.11 IMPROPER IDENTIFICATION LAMPS 0
HTA 62.13 IMPROPER SIDE MARKER LAMPS 0
HTA 62.14 USE RESTRICTED INTERMITTENT RED LIGHT 0
HTA 62.14 .1 UNAUTHORIZED RED AND BLUE LIGHTS AT FRONT 0
HTA 62.15 IMPROPER RED FRONT LAMP 0
HTA 62.16 IMPROPER USE OF VOLUNTEER FIRE LAMP (expired(2)007-09-29) 0
HTA 62.16 .1 IMPROPER USE OF GREEN FLASHING LIGHTS 0
HTA 62.19 IMPROPER NUMBER PLATE LAMP 0
HTA 62.20 IMPROPER PARKING LIGHTS 0
HTA 62.22 IMPROPER POSITION/NUMBER/USE OF SPOTLAMPS 0
HTA 62.23 IMPROPER LIGHTS ON TRACTION ENGINE 0
HTA 62.24 IMPROPER REAR LAMP ON TRAILER 0
HTA 62.25 IMPROPER REAR LAMPS-OBJECT OVER LEGAL WIDTH 0
HTA 62.26 IMPROPER LIGHTS ON VEHICLE OTHER THAN MOTOR VEH. 0
HTA 62.27 IMPROPER LIGHTS-FARM TRACTORS 0
HTA 62.29 IMPROPER SIGNALLING DEVICES 0
HTA 62.31 IMPROPER LIGHT-SNOW REMOVAL EQUIPMENT 0
HTA 62.32 IMPROPER USE OF FLASHING BLUE LIGHT 0
HTA 62.32 A IMPROPER USE OF BLUE FLASHING LIGHTS 0
HTA 62.32 B IMPROPER USE OF BLUE AND RED LIGHTS 0
HTA 63 NO RIGHT HAND DRIVE SIGN 0
HTA 64(1) DEFECTIVE/NO BRAKES - MOTOR VEHICLE 0
HTA 64(5) DEFECTIVE/NO BRAKES - TRAILER 0
HTA 64 (7) DEFECTIVE BRAKES-CONTRARY TO REGULATIONS 0
HTA 66(1) A NO WINDSHIELD WIPERS 0
HTA 66(1) B NO REAR VIEW MIRROR 0
HTA 66(3) NO MUDGUARDS 0
HTA 66(5) NO WORKING ODOMETER IN VEHICLE 0
HTA 67 USE EXTENDED MIRROS OVER(3)05MM. 0
HTA 68 NO WORKING SPEEDOMETER IN BUS 0
HTA 69(1) IMPROPER TIRE - DAMAGE TO HIGHWAY 0
HTA 69(2) DEVICE ON WHEELS - INJURE HIGHWAY 0
HTA 69(3) NO LOCK SHOE - ANIMAL DRAWN VEHICLE 0
HTA 70 (3) A DEFECTIVE/IMPROPER TIRES 0
HTA 70 (3) B IMPROPERLY INSTALLED TIRES 0
HTA 72(3) INSTALL OTHER THAN SAFETY GLASS IN A MOTOR VEHICLE 0
HTA 73(1) A DRIVERS VIEW OBSTRUCTED-SIGN/POSTER 0
HTA 73(1) B DRIVERS VIEW OBSTRUCTED-ARTICLES HUNG IN/ON VEH. 0
HTA 73(2) COLOUR COATING OBSTRUCTING VIEW 0
HTA 73(3) OBSCURED INTERIOR COLOUR COATED WINDOWS 0
HTA 74(1) WINDOWS OBSTRUCTED 0
HTA 74(1) A WINDOWS OBSTRUCTED-FRONT AND/OR SIDE 0
HTA 74(1) B WINDOWS OBSTRUCTED-REAR 0
HTA 75(1) DEFECTIVE/IMPROPER/NO MUFFLER 0
HTA 75(3) EXCESSIVE FUMES OR SMOKE 0
HTA 75(4) UNNECESSARY NOISE 0
HTA 75(5) HORN/BELL VIOLATION 0
HTA 75(6) UNLAWFUL SIREN 0
HTA 76(1) NO SLOW-MOVING-VEHICLE SIGN 0
HTA 76(6) SLOW MOVING SIGN ATTACHED TO NON-SLOW MOVING VEHICLE 0
HTA 78(1) DRIVE-DISPLAY SCREEN VISIBLE TO DRIVER 3
HTA 78.1(1) DRIVE-HAND-HELD COMMUNICATION DEVICE 3
HTA 79(2) SPEED MEASURING WARNING DEVICE IN VEHICLE 3
HTA 80 FAIL TO HAVE PROPER TRAILER ATTACHMENTS 0
HTA 80 (1) VEHICLE DRAWN ON HIGHWAY NO SEPARATE MEANS OF ATTACH 0
HTA 82(3) REFUSAL EXAMINATION OF UNSAFE VEHICLE 0
HTA 82 (9) FAIL/REFUSE/COMPLY WITH INSPECTION REQUEST 0
HTA 82(1)0 FAIL/REFUSE/COMPLY WITH INSPECTION REQUEST CMV 0
HTA 84 DRIVE UNSAFE VEHICLE 0
HTA 84(1) DRIVE UNSAFE VEHICLE 0
HTA 85(1) OPERATE VEHICLE-FAIL TO DISPLAY DEVICE 0
HTA 103(1) NO NAME ON COMMERCIAL VEHICLE 0
HTA 103(2) NO REAR REFLECTOR ON COMMERCIAL VEHICLE 0
HTA 103(4) NO NAME ON ROADBUILDING MACHINE 0
HTA 106(1) REMOVED/MODIFIED/INOPERATIVE SEAT BELT 0
HTA 106(2) FAILURE/IMPROPER USE SEAT BELT ASSEMBLY-DRIVER 2
HTA 106(3) A PASSENGER - FAIL TO OCCUPY POSITION WITH SEAT BELT 0
HTA 106(4) A I DRIVER-FAIL TO ENSURE PASSENGER SIT IN SBELT SEAT 2
HTA 106(4) AII DRIVER-FAILURE TO ENSURE PASSENGER SEAT BELT USE 2
HTA 106(4) B DRV FAIL TO SECURE PASS IN CAR SEAT REQ BY REG'N 2
HTA 107(1) FAIL TO ESTABLISH INSPECT/MAINTENANCE SYSTEM 0
HTA 107(2) FAIL TO ESTABLISH INSPECT/REPAIR/MAINT SYSTEM (repealed July(1),(2)007 with new wording) 0
HTA 107(2) FAIL TO ENSURE INSPECTION/MAINTENANCE CARRIED OUT 0
HTA 107(3) FAIL TO INSPECT/REPAIR/MAINTAIN ACCORD TO STAND (repealed July(1),(2)007 with new wording) 0
HTA 107(3) FAIL TO ENSURE PERFORMANCE STANDARDS MET 0
HTA 107(4) FAIL TO INSTRUCT TO CONDUCT PRESCRIBED INSPECTION (repealed July(1),(2)007 with new wording) 0
HTA 107(4) A FAIL TO SUPPLY DRIVER WITH INSPECTION SCHEDULE 0
HTA 107(4) B FAIL TO ENSURE INSPECTIONS PERFORMED AS PRESCRIBED 0
HTA 107(4) D FAIL TO ENSURE ACCURATE COMP DLY/UND-VEH INSP REPORT 0
HTA 107(5) DRIVE CMV/TOW TRAILER WITHOUT PRESCRIBED INSPECTION (repealed July(1),(2)007 with new wording) 0
HTA 107(5) FAIL TO COMPLETE DAILY/UNDER-VEH INSP REPORT ACCURATELY 0
HTA 107(6) DRIVER FAIL TO REPORT STANDARDS NOT MET (repealed July(1),(2)007 with new wording) 0
HTA 107(6) FAIL TO CARRY DAILY INSPECTION REPORT/SCHEDULE 0
HTA 107 (7) DRIVE VEHICLE STANDARDS NOT MET (repealed July(1),(2)007 with new wording) 0
HTA 107 (7) FAIL TO SURRENDER INSPECTION REPORT/SCHEDULE 0
HTA 107 (8) PERMIT OPERATION OF VEHICLE - STANDARDS NOT MET 0
HTA 107 (8) A FAIL TO MAKE/ENTER DEFECT IN DAILY INSPECTION REPORT 0
HTA 107 (8) B FAIL TO REPORT DEFECT TO OPERATOR 0
HTA 107 (8) C FAIL TO SUBMIT INSPECTION REPORT TO OPERATOR 0
HTA 107 (9) FAIL TO MAINTAIN PRESCRIBED BOOKS/RECORDS (repealed July(1),(2)007 with new wording) 0
HTA 107 (9) DRIVE MOTOR VEH WITHOUT REQUIRED INSPECTION 0
HTA 107.10 DRIVER FAIL TO CARRY/SURRENDER INSPECTION REPORT 0
HTA 107.11 DRIVE COMMERCIAL MOTOR VEHICLE WITH MAJOR DEFECT 0
HTA 107.12 DRIVE COMMERCIAL MOTOR VEHICLE WITH DEFECT 0
HTA 107.13 OPERATOR FAIL TO MAINTAIN RECORDS 0
HTA 109(1) EXCESSIVE VEHICLE WIDTH 0
HTA 109(2) OVERWIDTH LOAD 0
HTA 109(6) OVERLENGTH VEHICLE 0
HTA 109 (7) EXCESSIVE VEHICLE LENGTH-VEHICLE/COMBINATION 0
HTA 109 (8) OVERLENGTH COMBINATION OF VEHICLES 0
HTA 109(10) EXCESSIVE VEHICLE LENGTH-SEMI-TRAILER 0
HTA 109(11) EXCESSIVE VEHICLE LENGTH-PUBLIC VEHICLE 0
HTA 109(14) EXCESSIVE VEHICLE HEIGHT 0
HTA 110 (1) OVERLOAD-IN EXCESS OF PERMIT 0
HTA 110 (2) FAIL TO PRODUCE COMMERCIAL VEHICLE PERMIT 0
HTA 110 (6) FAIL CARRY/PRODUCE SPECIAL PERMIT 0
HTA 110 (7) SPECIAL PERMIT VIOLATION 0
HTA 111(1) OVERHANGING LOAD NOT MARKED/LIT 0
HTA 111(2) INSECURE LOAD 0
HTA 1112.1 LOAD NOT SECURED AS PRESCRIBED 0
HTA 1112.2 DRIVE CMV WITHOUT CONDUCTING INSPECTIONS 0
HTA 115(1) OVERWEIGHT ON TIRES 0
HTA 115(1) B OVERWEIGHT - TIRES(1)50 MM OR MORE 0
HTA 115 A OVERWEIGHT - TIRES LESS THAN(1)50 MM 0
HTA 116(1) A OVERWEIGHT - SINGLE AXLE (SINGLE TIRE) 0
HTA 116(1) B OVERWEIGHT - SINGLE AXLE (DUAL TIRES) 0
HTA 116(1) C OVERWEIGHT - DUAL AXLE 0
HTA 116(1) D OVERWEIGHT - TRIPLE AXLE 0
HTA 116(2) OVERWEIGHT - DUAL AXLE (SINGLE TIRES) 0
HTA 116(3) OVERWEIGHT - TRIPLE AXLE (SINGLE TIRE) 0
HTA 116(4) OVERWEIGHT - SINGLE FRONT AXLE (NO VERIFICATION) 0
HTA 116(5) SINGLEFRONT AXLE VERIFICATION NOT PRODUCED 0
HTA 116(6) OVERWEIGHT - SINGLE FRONT AXLE (EXCEED RATING) 0
HTA 117(1) A OVERWEIGHT - TWO AXLE GROUP 0
HTA 117(1) B OVERWEIGHT - THREE AXLE GROUP 0
HTA 117(1) C OVERWEIGHT - FOUR AXLE GROUP 0
HTA 118 GROSS VEHICLE OVER WEIGHT 0
HTA 118(1) A GROSS VEHICLE OVER WEIGHT 0
HTA 118(1) B GROSS VEHICLE OVER WEIGHT 0
HTA 118(1) C GROSS VEHICLE OVERWEIGHT 0
HTA 119(1) OVERWEIGHT VEHICLE DURING FREEZE-UP 0
HTA 119(4) OVERWEIGHT DURING FREEZE-UP 0
HTA 120 OVERWEIGHT ON AXLE - CLASS B HWY. 0
HTA 121(1) OVERWEIGHT - IN EXCESS OF PERMIT 0
HTA 121(3) FAIL TO CARRY/PRODUCE RECEIPT 0
HTA 122(1) AXLE OVERLOAD-REDUCED PERIOD 0
HTA 122(3) OVERWEIGHT ON TIRES-REDUCED LOAD PERIOD 0
HTA 123(2) OVERWEIGHT VEHICLE ON BRIDGE 0
HTA 124(3) FAIL OR REFUSE TO DRIVE VEHICLE TO SCALE 0
HTA 124(4) A FAIL/REFUSE TO REDISTRIBUTE/REMOVE LOAD 0
HTA 124(5) FAIL REFUSE TO DRIVE VEH TO SCALE CMV 0
HTA 124(6) A FAIL/REFUSE TO REDISTRIBUTE/REMOVE LOAD 0
HTA 124 (7) B OBSTRUCTS WEIGHING, MEASURING, OR EXAMINATION 0
HTA 128 SPEEDING KMH IN KMH ZONE (1 to 15 KM over) 0
HTA 128 SPEEDING KMH IN KMH ZONE (16 to 29 KM over) 3
HTA 128 SPEEDING KMH IN KMH ZONE (30 to 49 KM over) 4
HTA 128 SPEEDING KMH IN KMH ZONE (50+ KM over) 6
HTA 130 CARELESS DRIVING 6
HTA 132 UNNECESSARY SLOW DRIVING 2
HTA 132(1) UNNECESSARY SLOW DRIVING 2
HTA 134(1) DISOBEY POLICE SIGNAL 3
HTA 134(1) A DISOBEY POLICE SIGNAL TO ENSURE ORDERLY MOVEMENT 3
HTA 134(1) B DISOBEY POLICE SIGNAL TO PREVENT INJURY/DAMAGE 3
HTA 134(1) C DISOBEY POLICE SIGNAL IN EMERGENCY 3
HTA 134(3) DRIVE OR OPERATE VEHICLE ON A CLOSED HIGHWAY 3
HTA 135(2) FAIL TO YIELD RIGHT OF WAY 3
HTA 135(3) FAIL TO YIELD RIGHT OF WAY TO VEHICLE ON THE RIGHT 3
HTA 136(1) A FAIL TO COME TO A STOP AT INTERSECTION 3
HTA 136(1) B FAIL TO YIELD RIGHT OF WAY AT STOP SIGN 3
HTA 136(2) FAIL TO YIELD ACQUIRED RIGHT OF WAY 3
HTA 138 FAIL TO YIELD RIGHT OF WAY AT YIELD SIGN 3
HTA 138(1) FAIL TO YIELD RIGHT OF WAY AT YIELD SIGN 3
HTA 139 FAIL TO YIELD RIGHT OF WAY-PRIVATE ROAD TO HWY 3
HTA 139(1) FAIL TO YIELD RIGHT OF WAY-PRIVATE ROAD TO HWY 3
HTA 140 (1) FAIL TO YIELD RIGHT OF WAY-PEDESTRIAN CROSSING 3
HTA 140 (1) A PEDESTRIAN CROSSOVER VIOLATION-SAME SIDE OF ROAD 3
HTA 140 (1) B PEDESTRIAN CROSSOVER VIOLATION-OTHER SIDE OF ROAD 3
HTA 140 (2) PEDESTRIAN CROSSOVER VIOLATION 3
HTA 140 (2) A PEDESTRIAN CROSSOVER VIOLATION 3
HTA 140 (2) B PEDESTRIAN CROSSOVER VIOLATION 3
HTA 140 (3) PASSING WITHIN(3)0 METRES OF PEDESTRIAN CROSSOVER 3
HTA 141(2) IMPROPER RIGHT TURN AT INTERSECTION 2
HTA 141(3) IMPROPER RIGHT TURN - MULTIPLE LANE HIGHWAY 2
HTA 141(5) IMPROPER LEFT TURN-ACROSS PATH OF APPROACHING VEHICL 3
HTA 141(6) IMPROPER LEFT TURN AT INTERSECTION 2
HTA 141 (7) IMPROPER LEFT TURN - MULTIPLE LANE HIGHWAY 2
HTA 142(1) UNSAFE MOVE 2
HTA 142(2) UNSAFE MOVE FROM PARKED POSITION 2
HTA 142(4) IMPROPER ARM SIGNAL 2
HTA 142(4) A IMPROPER SIGNAL-MANUALLY-LEFT TURN 0
HTA 142(4) B IMPROPER SIGNAL-MANUALLY-RIGHT TURN 0
HTA 142(6) IMPROPER SIGNALLING DEVICE 0
HTA 142 (7) IMPROPER USE OF TURN SIGNAL DEVICE 0
HTA 142 (8) FAIL TO SIGNAL TO STOP 2
HTA 142 (8) A FAIL TO SIGNAL TO STOP-MANUALLY 2
HTA 142 (8) B FAIL TO SIGNAL TO STOP-WITH SIGNALLING DEVICE 2
HTA 143 PROHIBITED U TURN 2
HTA 143 A PROHIBITED U TURN-UPON A CURVE 2
HTA 143 B PROHIBITED U TURN-ON/NEAR RAILWAY CROSSING 2
HTA 143 C PROHIBITED U TURN-UPON APPROACH TO HILL CREST 2
HTA 143 D PROHIBITED U TURN-150 METRES-BRIDGE/VIADUCT/TUNNEL 2
HTA 144(5) FAIL TO STOP BEFORE ENTERING INTERSECTION 0
HTA 144(5) A FAIL TO STOP AT SIGN OR ROADWAY MARKING-INTERSECTION 0
HTA 144(5) B FAIL TO STOP BEFORE NEAREST CROSSWALK-INTERSECTION 0
HTA 144(5) C FAIL TO STOP BEFORE ENTERING INTERSECTION 0
HTA 144(6) IMPROPER STOP FOR TRAFFIC SIGNAL NOT AT INTERSECTION 0
HTA 144(6) A FAIL TO STOP AT SIGN OR ROADWAY MARKING 0
HTA 144(6) B FAIL TO STOP BEFORE NEAREST CROSSWALK 0
HTA 144(6) C FAIL TO STOP AT LEAST(5)M BEFORE TRAFFIC SIGNAL 0
HTA 144 (7) FAIL TO YIELD RIGHT OF WAY TO PEDESTRIAN WITHIN CROS 3
HTA 144 (8) FAIL TO YIELD RT OF WAY TO TRAFFIC LAWFULLY USING IN 3
HTA 144 (9) DISOBEY TRAFFIC SIGN 2
HTA 144(10) FAIL TO OBEY LANE LIGHTS 0
HTA 144(12) FAIL TO PROCEED AS DIRECTED AT GREEN LIGHT 0
HTA 144(13) FAIL TO PROCEED AS DIRECTED AT FLASHING GREEN INDICT 0
HTA 144(14) DISOBEY TRAFFIC SIGNAL LIGHT -GREEN ARROW 3
HTA 144(15) DISOBEY TRAFFIC SIGNAL LIGHT-AMBER 3
HTA 144(16) DISOBEY TRAFFIC SIGNAL LIGHT-AMBER ARROW 3
HTA 144(17) DISOBEY TRAFFIC SIGNAL LIGHT-FLASHING AMBER 3
HTA 144(18) DISOBEY TRAFFIC SIGNAL LIGHT-RED 3
HTA 144(19) FAIL TO STOP AND YIELD RIGHT OF WAY BEFORE TURNING 0
HTA 144(20) PROCEEDING UNSAFELY AFTER STOP-EMERGENCY VEHICLE 0
HTA 144(21) DISOBEY TRAFFIC SIGNAL LIGHT-FLASHING RED 3
HTA 146(3) DISOBEY PORTABLE LANE CONTROL SIGNAL LIGHT-AMBER 3
HTA 146(4) DISOBEY PORTABLE LANE CONTROL SIGNAL LIGHT-RED 3
HTA 146(5) STOP WRONG PLACE ON PORTABLE SIGNAL 0
HTA 146(6) REMOVE/DEFACE/INTERFERE PORTABLE LANE CONTROL SIGNAL 0
HTA 147 DRIVE IMPROPER ON MULTI-LANE HIGHWAY 0
HTA 147(1) DRIVE IMPROPER ON MULTI-LANE HIGHWAY 0
HTA 148(1) FAIL TO SHARE ROAD-PASSING, MEETING OTHERS 2
HTA 148(2) FAIL TO SHARE ROAD-WHEN OVERTAKEN 2
HTA 148(4) FAIL TO SHARE ROAD-VEHICLES MEETING BICYCLES 2
HTA 148(5) FAIL TO SHARE ROAD-WHEN OVERTAKING 2
HTA 148(6) FAIL TO TURN OUT TO RIGHT / LEFT 2
HTA 148 (7) FAIL TO SHARE ROAD-FAIL TO STOP 2
HTA 148 (8) IMPROPER PASSING 3
HTA 148 (8) A IMPROPER PASSING-APPROACHING TRAFFIC 3
HTA 148 (8) B IMPROPER PASSING-OVERTAKING TRAFFIC 3
HTA 149 DRIVING LEFT OF CENTRE OF ROADWAY 3
HTA 149 A DRIVING LEFT OF CENTRE-ON/NEAR GRADE/ETC. 3
HTA 149 B DRIVING LEFT OF CENTRE-30 METRES-LEVEL CROSSING 3
HTA 149(1) A DRIVING LEFT OF CENTRE-ON/NEAR GRADE/ETC. 3
HTA 149(1) B DRIVING LEFT OF CENTRE-30 METRES-LEVEL CROSSING 3
HTA 150 (1) PASS VEHICLE ON RIGHT NOT IN SAFETY 3
HTA 150 (1) A PASS VEHICLE ON RIGHT NOT TURNING LEFT 3
HTA 150 (1) B PASS ON RIGHT-NOT SUFFICIENT ROAD WIDTH 3
HTA 150 (1) C PASS ON RIGHT-NOT ON ONE-WAY HIGHWAY 3
HTA 150 (2) PASS ON RIGHT-UNSAFE CONDITIONS/OFF ROADWAY 3
HTA 151(1) FAIL TO OBEY SIGNS POSTED ON PAVED SHOULDER 0
HTA 151(5) DISOBEY OFFICIAL SIGN 0
HTA 153 WRONG WAY ON A ONE-WAY STREET 3
HTA 154(1) A IMPROPER DRIVE ON DIVIDED HWY-LANE CHANGE 3
HTA 154(1) B IMPROPER USE OF CENTRE LANE OF(3)-LANE HIGHWAY 3
HTA 154(1) C DISOBEY OFFICIAL SIGNS ON DIVIDED HIGHWAY 3
HTA 156(1) A IMPROPER DIRECTION ON DIVIDED HWY 3
HTA 156(1) B IMPROPER DRIVING FROM AND TO ROADWAY 3
HTA 157 BACKING ON HIGHWAY - PROHIBITED 2
HTA 157(1) BACKING ON HIGHWAY - PROHIBITED 2
HTA 158 FOLLOWING TOO CLOSELY. 4
HTA 158(1) FOLLOWING TOO CLOSELY-MOTOR VEHICLE. 4
HTA 158(2) FOLLOWING TOO CLOSELY-COMMERCIAL MOTOR VEHICLE 4
HTA 159(1) FAIL TO STOP FOR EMERGENCY VEHICLE 3
HTA 159(1) A FAIL TO STOP FOR EMERGENCY VEHICLE 3
HTA 159(1) B FAIL TO STOP FOR EMERGENCY VEHICLE 3
HTA 159(2) FOLLOWING FIRE VEHICLE TOO CLOSELY 3
HTA 160 PROHIBITED TOWING 2
HTA 161 DRAW MORE THAN ONE VEHICLE ON HIGHWAY 0
HTA 162 CROWDING DRIVER SEAT 3
HTA 163 FAIL TO STOP AT RAILWAY CROSSING 3
HTA 163(1) FAIL TO STOP AT RAILWAY CROSSING SIGNAL 3
HTA 163(2) FAIL TO STOP AT RAILWAY CROSSING STOP SIGN 3
HTA 164 CROSSING RAILWAY BARRIER 3
HTA 165 A IMPROPER OPENING OF VEHICLE DOOR 3
HTA 165 B IMPROPER OPENING OF VEH DOOR-LONGER THAN NECESS. 3
HTA 166(1) IMPROPER PASSING-APPROACHING STOPPED STREET CAR 3
HTA 166(2) IMPROPER PASSING-LEFT OF STREET CAR 3
HTA 167 IMPROPER DRIVING NEAR ANIMALS 0
HTA 168 FAIL TO LOWER HEADLIGHT BEAM 2
HTA 168 A FAIL TO LOWER HEADLIGHT BEAM-150 METRES-APPROACHING 2
HTA 168 B FAIL TO LOWER HEADLIGHT BEAM-60 METRES-FOLLOWING 2
HTA 169(2) PROHIBITED USE OF ALTERNATING HIGHBEAM HEADLIGHTS 0
HTA 170 (1) IMPROPER PARKING ON ROADWAY 0
HTA 170 (1) A IMPROPER PARKING-OFF ROAD PARKING AVAILABLE 0
HTA 170 (1) B IMPROPER PARKING-LACK OF VISIBILITY 0
HTA 170 (9) IMPROPER PARKING-VEHICLE CAN BE SET IN MOTION 0
HTA 170(10) NO/IMPROPER WARNING EQUIPMENT-COM.VEHICLE 0
HTA 170(10) A NO/IMPROPER WARNING EQUIP-COM.VEH.-FLARE/LAMP 0
HTA 170(11) NO/IMPROPER WARNING EQUIP.-DISABLED COM. VEHICLE 0
HTA 170(12) IMPROPER PARKING-VEH.INTERFERING WITH TRAFFIC 0
HTA 172 RACING 6
HTA 172(1) STUNT DRIVING BY SPEED ETC 6
HTA 174(1) FAIL TO STOP PUBLIC VEHICLE AT RAILWAY CROSSING 5
HTA 174(1) A STOP PUBLIC VEHICLE WRONG PLACE AT RAILWAY CROSSING 5
HTA 174(1) B FAIL TO LOOK BOTH WAYS AT RAILWAY CROSSING PUB VEH 5
HTA 174(1) C FAIL TO OPEN DOOR AT RAILWAY CROSSING PUB VEH 5
HTA 174(1) D CROSS RAILWAY TRACKS USING GEAR REQ CHANGE PUB VEH 5
HTA 174(1) E CHANGE GEARS WHILE CROSS RAILWAY TRACKS PUB/VEH 5
HTA 174(2) FAIL TO STOP SCHOOL BUS AT RAILWAY CROSSING 5
HTA 174(2) A STOP SCHOOL BUS WRONG PLACE AT RAILWAY CROSSING 5
HTA 174(2) B FAIL TO LOOK BOTH WAYS AT RAILWAY CROSSING SCH/BUS 5
HTA 174(2) C FAIL TO OPEN DOOR AT RAILWAY CROSSING SCH/BUS 5
HTA 174(2) D CROSS RAILWAY TRACKS USING GEAR REQ CHANGE SCH/BUS 5
HTA 174(2) E CHANGE GEARS WHILE CROSS RAILWAY TRACKS SCH/BUS 5
HTA 175(3) NON/SCHOOL BUS PAINTED CHROME YELLOW 0
HTA 175(4) PROHIBITED MARKINGS/EQUIPMENT ON VEHICLE 0
HTA 175(5) DRIVE VEHICLE IMPROPERLY PAINTED/EQUIPPED AS SCH BUS 0
HTA 175(6) A FAIL ACTUATE SCHOOL BUS RED LIGHTS WHEN ABOUT TO STP 0
HTA 175(6) B FAIL ACTUATE SCHOOL BUS STOP ARM UPON STOPPING 0
HTA 175(6) C FAIL TO OPERATE SCHOOL BUS SIGNALS 0
HTA 175 (8) ACTUATE RED LTS/STOP SC BUS NOT ABOUT TO STOP/STOPPD 0
HTA 175 (9) A USE SCHOOL BUS LIGHTS AT CONTROLLED INTERSECTION 0
HTA 175 (9) B(1) USE SCH BUS O/H LIGHTS/STOP ARM AT TRAF SIGNL-STOP 0
HTA 175 (9) B(2) USE SCH BUS O/H LIGHTS/STOP ARM AT TRAF SIGNL-XWALK 0
HTA 175 (9) B(3) USE SCH BUS O/H LIGHTS/STOP ARM AT TRAF SIGNL-NO SGN 0
HTA 175 (9) C USE SCHOOL BUS O/H LIGHTS/STOP ARM WITHIN PROHIB(6)0M 0
HTA 175(10) A STOPPING SCHOOL BUS OPPOSITE DESIGNATED LOADING ZONE 0
HTA 175(10) B STOP SC BUS AT LOADING ZONE NOT CLOSE TO EDGE ROADWY 0
HTA 175(11) FAIL TO STOP FOR SCHOOL BUS-MEETING 6
HTA 175(12) FAIL TO STOP FOR SCHOOL BUS-OVERTAKING 6
HTA 175(19) ILLEGALLY PASS SCHOOL BUS-OWNER 0
HTA 175(20) ILLEGALLY PASS SCHOOL BUS-OWNER 0
HTA 176(3) FAIL TO OBEY SCHOOL CROSSING STOP SIGN 3
HTA 181 DEPOSITING SNOW ON THE ROADWAY 0
HTA 182 DISOBEY LEGAL SIGN 2
HTA 182(2) DISOBEY LEGAL SIGN 2
HTA 183(2) DISOBEY LEGAL SIGN REGARDING TUNNELS 0
HTA 184 DEFACE NOTICE OR REMOVE OBSTRUCTION 0
HTA 188 CARRYING PERSON IN TRAILER 0
HTA 190 (2) DRIV COM MOTOR VEHICLE NOT IN ACCORD WITH REGS 0
HTA 190 (3) FAIL TO MAINTAIN/CARRY LOG BOOK 0
HTA 190 (4) FAIL TO SURRENDER LOG BOOK 0
HTA 190 (5) MORE THAN ONE DAILY LOG BOOK 0
HTA 190 (6) PERMIT OPERATION OF CMV NOT IN ACCORD WITH REGS 0
HTA 191 (7) FAIL TO PRODUCE PROOF OF EXEMPTION 0
HTA 199 FAIL TO REPORT ACCIDENT 3
HTA 199(1) FAIL TO REPORT ACCIDENT 3
HTA 199(2) OCCUPANT FAIL TO REPORT ACCIDENT 3
HTA 200 (1) FAIL TO REMAIN AT ACCIDENT H.T.A. 7
HTA 200 (1) A FAIL TO REMAIN OR RETURN TO SCENE OF ACCIDENT 7
HTA 200 (1) B FAIL TO RENDER ALL POSSIBLE ASSISTANCE 7
HTA 200 (1) C FAIL TO PROVIDE REQUIRED INFORMATION 7
HTA 201 FAIL TO REPORT DAMAGE TO HIGHWAY PROPERTY 0
HTA 211(2) FAIL/REFUSE TO SURR SUSP LIC OR FORWARD TO REGISTRAR 0
HTA 212(2) FAIL/REFUSE TO SURRENDER SUSPENDED DRIVER'S LICENCE 0
HTA 216 FAIL TO STOP FOR POLICE OFFICER 0
HTA 216(1) FAIL TO STOP FOR POLICE OFFICER 0
HTA 216(2) FAIL TO STOP FOR POLICE OFFICER 0
HTA 216(3) C FAIL TO STOP FOR POLICE OFFICER 0
HTA 216(3) C(3) FAIL TO STOP FOR POLICE CAUSING DEATH 0
HTA 216(3) C I FAIL TO STOP FOR POLICE OFFICER 0
HTA 216(3) CII FAIL TO STOP FOR POLICE OFFICER CAUSING BODILY HARM 0
HTA 225(5) OBSTRUCT OFFICER/WITHOLD RECORDS 0
LLA 32(1) DRIVE/CONTROL VEHICLE-LIQUOR READILY AVAILABLE 0